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Conventional Conforming loan limits now up to $625,000

Ask for a Second Opinion!

Ask for a Second Opinion!

Ask for a Second Opinion!

Already have a preliminary approval from another mortgage lender? Compare your financing options with us and get a $200 gift card!

Discuss your goals.

A mortgage loan is a major financial investment, so choosing the right home financing option is very important and can help save you money over the life of your loan.  At Edina Realty Mortgage, we take the time to discuss your overall financial picture, and we present each of the loan options for which you may be eligible.

Compare your options.

Because we know your time is valuable, we offer a $200 gift card when you present your Loan Estimate or preliminary approval from another lender.  We’ll review your information and provide you with a preliminary approval1 from us, so you can compare your options side-by-side and choose the right one for your needs!

Explore with confidence.

Did you know that shopping around for a mortgage will not hurt your credit?  Within 45 days of your first credit check, additional credit checks by mortgage lenders are recorded on your credit report as a single inquiry. This allows you to obtain multiple Loan Estimates and preliminary approvals without any additional impact to your credit!2

 

Borrower(s) must provide Prosperity Home Mortgage, LLC dba Edina Realty Mortgage with loan application information to determine qualification. This offer applies to fixed-rate, conforming conventional, FHA, USDA and VA loans on purchase transactions only.
This promotion is valid through 12/31/2021. The Loan Estimate or preliminary approval letter from another mortgage lender must be presented within one (1) business day of your request for a preliminary approval decision from Prosperity Home Mortgage, LLC dba Edina Realty Mortgage. Applicants will receive a code via email that can be redeemed for a $200 electronic gift card to one of the available vendors of their choice, following their completed loan application with Prosperity Home Mortgage, LLC dba Edina Realty Mortgage. If you have a current lock-in agreement, this is NOT an inducement to transfer your loan. This promotion may not be combined with any other offers, discounts or promotions.
1. A preliminary approval is based on our preliminary review of credit information only and is not a commitment to lend. We will be able to offer a loan commitment upon verification of application information, satisfying all underwriting requirements and conditions, and providing an acceptable property, appraisal, and title report. Preliminary approvals are subject to change or cancellation if a requested loan no longer meets applicable regulatory requirements. Preliminary approvals are not available on all products. See a mortgage consultant for details.
2. Prosperity Home Mortgage, LLC dba Edina Realty Mortgage is not a credit counselor or credit repair agency. Information displayed is not credit advice and should not be relied upon or interpreted as such.

All first mortgage products are provided by Prosperity Home Mortgage, LLC dba Edina Realty Mortgage. (877) 275-1762. Prosperity Home Mortgage, LLC products may not be available in all areas. Not all borrowers will qualify. Licensed by the NJ Department of Banking and Insurance. Massachusetts Mortgage Lender License ML75164. Licensed by the Delaware State Bank Commissioner. Also licensed in AL, AR, AZ, CA, CO, CT, DC, FL, GA, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY. NMLS #75164 (NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) ©2021 Prosperity Home Mortgage, LLC dba Edina Realty Mortgage. All Rights Reserved.


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